Several credit cards offer you a reward benefit on your spending, but can your credit card give you a 10-time reward benefit? If not, then use Citi Rewards Credit Card because this card can give you an overall benefit of 10 reward points. Whether you make payment for food items or apparel you get assured benefits of reward points. Read the below article to know about the Citi bank credit card features and applicable charges.
How Citi Rewards Credit Card points gained? You just don’t need to make any hassle to earn a reward point on your card. To earn the points make Citi Rewards credit card payment for the products and services. For example, in the supermarket make a minimum of INR 72.05 spend and earn a point. So, whenever you make payment from your Citi Rewards credit card you will earn a point even on your fuel spends. If you refill the tank of your vehicles with INR 43,2271 in a year you will get 2 times more reward benefit. Also on your reward redemption of 1 lakh points, you get 10% payback points. To get a bonus on your rewards make spending of INR 72,000 from your card. The bonus point is 15,000 and can be earned within 3 months of the card activation. You can take advantage of bonus points to gain as many points and can redeem them for later benefits. Zero joining fee and 0% APR on Citi Rewards Credit Card Apart from the reward privileges, there is another reason to get Citi Bank credit card. You don’t need to pay any joining fee for the credit card and can transfer your credit bills within 4 months of account opening. Because Citi Rewards credit card provides you 15 months zero annual percentage rate on your credit bills and thereafter a low interest rate of 14.99% will be charged. The interest rate will be dependent on the user creditworthiness so if you make regular credit card bill payments the charged interest rate is low. How to get Citi Rewards Credit Card? You can get your reward credit card from Citi Bank by visiting the nearest branch or through online banking. Just visit the official bank website and click on the “credit card” option to select the Citi Bank Rewards Credit Card. After that click on “Apply Now” fill in your details and submit the information. The required details are user name, email, mobile number, income details, type of account, etc. The easiest and most convenient way to get this credit card is through customer service. Call Citi Bank credit card customer number 1800-526-2323 and get your credit card today. Now, make spends and get rewards from Citi Rewards credit card and redeem the points into gift vouchers, flight bookings, movie tickets, etc. And to make bill payments use the auto-debit and Electronic Clearing Service of the bank. So the credit card you have been looking for this loan is Citi Rewards credit card.
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NAV is an abbreviation for Net Asset Value. It is the intrinsic value of the mutual fund scheme. Simply put, it is the price at which an investor buys or sells units of the fund. Net Asset Value of a fund is its per unit price. Birla Sun Life Mutual Fund has a variety of securities held under its portfolio (known as underlying securities). Price of these securities changes from time to time leading to a change in the NAV of the mutual fund. This is why SEBI (Securities Exchange Board of India) has made it mandatory for all mutual fund houses to publish the NAV for all the schemes by the end of the day. To calculate the Net Asset Value during market hours will be a troublesome affair because the prices of underlying stocks keep fluctuating from time to time. So, Aditya Birla Sun Life Mutual Fund NAV changes everyday.
How is Aditya Birla Mutual Fund NAV Calculated? Aditya Birla Mutual Fund NAV calculation isn't some kind of rocket science. It's straightforward and very simple to undertake. Infact, you'll be able to crack it once you’re done reading this text. Aditya Birla calculates the NAV of the theme by dividing the overall assets of the fund by the overall outstanding share units. To work out the overall internet assets, Birla subtracts any liabilities from the fund’s total assets. Birla Mutual Fund NAV = (Total Assets - Any Liabilities) / Total variety of Outstanding Shares For instance, if the market value of securities held by the fund is INR 1000 lakh and the mutual fund issues 20 lakh units of INR 10 each. Then, Birla Sun Life Mutual Fund NAV will be INR 50. Does a High or Low Aditya Birla Mutual Fund NAV Matter? Many amateur investors get confused between stock worth and NAV. They assume each work an equivalent method. New investors assume that they got a handsome deal after they obtain fund units at lower NAV. However, this doesn’t add up. It is smart within the case of stocks as you get a discount deal there. It's exhausting to evaluate whether or not a fund is pricey or low-cost by its NAV; or its performance, moreover. Of course, the next NAV represents that the fund is on a positive track. It is a crucial indicator in determining fund’s longevity. However, honestly, if you wish to evaluate the fund’s performance of Birla Sun Life Mutual Funds, couple by them by the returns that it has provided over the years instead of judging it by its NAV. Thus, it will be wise to say that the NAV is irrelevant when it comes to judging the performance of any mutual fund scheme. Why Choose Birla Sun Life Mutual Fund? Professional risk management services: The main focus of Birla Sun Life mutual fund is always to reduce the risk to the lowest by searching for discounted undervalued stocks. Credibility: Since its inception, Birla has always catered to the best interest of the investor. All the activities undertaken by the fund is to maximize returns for the investor. Is it Possible for One to Invest in through Aditya Birla mutual fund SIP route? If you have enough savings and wish to invest in mutual funds, do so by the lump sum way. On the contrary, if you don’t have savings, take the Aditya Birla mutual fund SIP route to invest in Birla mutual funds. Now you can invest in Aditya Birla Mutual Fund via online. To invest through the Direct Plan, where you don’t get any professional advice, do so by visiting Aditya Birla mutual fund website. If you want to take the Regular Plan route, you can do so by visiting the websites of some of the financial technology companies. By choosing to invest through the Aditya Birla Mutual Fund SIP way, you can take advantage of rupee cost averaging. This means that during market lows your SIP will help you purchase more units. When the market picks up, the value of these units bring you crazy profits. Disclaimer: Mutual Fund Investments are subject to market risks, kindly read all scheme related documents carefully before investing. State Bank Of India provides savings accounts to the customer to make their daily savings useful and provide an attractive interest rate. But do we require to maintain SBI minimum balance? No, SBI doesn’t require a minimum balance for Basic Savings Account maintenance. And, you can get a 4% rate of interest on your deposited amount. The bank provides different types of savings accounts for customers. Read this article to know the types of sBI savings account their features and details.
SBI Savings Account Without a minimum balance By providing an interest rate up to 4% on your savings account you can grow your money and can use it anytime when you need funds. SBI Basic Savings Bank Deposit Account: You can maintain your regular savings in the SBI BSBD Account and get a 4% per annum interest rate on your deposits. To open the SBI BSBD account first you have to close your savings account within 30 days of the application. Simple KYC documents are required for the application procedure and you don’t have to maintain an SBI minimum balance on your account. The user also gets benefits like a free RuPay debit card and free of cost money transfer through electronic payment channels like NEFT/RTGS. SBI Basic Savings Bank Deposit Small Account: The individual with a minimum age of 18 years can apply for SBI Basic Savings Deposit Small Account by submitting KYC details. In this savings account, you can maintain a maximum balance of INR 50,000 and get an interest rate of 4% per annum. You don’t need to maintain a minimum balance for your small savings and if the maximum balance is above INR 50,000 then no transaction will be permitted until the full KYC procedure is completed. SBI Savings Account For Minors: To build a habit of savings in your little ones you can open an SBI minimum balance account and get the benefit of higher savings and better services. You can make a per day transaction of INR 2,000 using your SBI debit card. And, this also provides mobile banking services to the account holder. The account can be open jointly with an account holder with a minimum age of 10 and parent with sufficient KYC proofs. The guardian or parent also gets an overdraft facility on the SBI savings account against fixed deposit to fulfill their needs. How to avail a minimum balance savings account from SBI? You can apply for a savings account from SBI by going to your nearest bank branch or using the bank online services or mobile banking app. The existing bank customer needed to close their other savings account to get the benefit of SBI minimum balance account. You just need to submit a few documents such as Aadhar Card, PAN Card, Form 16 if PAN Card is not available. When you submit all the required documents you have to submit an initial deposit amount of INR 1,000 to activate your account. The account will be activated within 3 working days you get the notification on your registered number when your SBI minimum balance savings account is activated. SBI is the oldest public sector bank in India. The State Bank is making things happen for the Indian customers since time immemorial with its diverse range of attractive products. One such product is the SBI Credit Card. The SBI credit cards have very low processing and maintenance fees and comes with the best rewards. It rewards you on your daily purchases as well on luxury items. Owning the credit card offers you with some incredible privileges in regards to dining and travel. However, there might be some things that you would want to have more clarity on. For more specific queries, you should call the SBI Credit Card Customer Care Number. SBI thoroughly follows a ‘customer first’ policy under which they try to address each and every query that the customer has. Let’s see how the credit card customer care number of SBI can help you.
Issue Resolved By SBI Credit Card Customer Care Number: Loss of Card: In case you lose your SBI credit card, your first step should be to block or deactivate your card. This recommendation is highly emphasized because loss of cards can lead to theft and the usage of cards for illegal purposes. If you intimate the customer care team, they’ll get on the matter and block it so that no transactions can be made using your card. You can call on the toll free number 1800 180 1290 to get your card blocked. You can also raise a request for a new card and it will be delivered on your home address within a week. Grievance Redressal: On an odd day, you might find something not adding up in your credit card statement. You may find an unnecessary transaction charged to your credit card. There’s no need to panic. All you have to do is call the SBI Credit Card Customer Care Number (1800 180 1290) and they’ll look into the matter right away. Or, if you feel your credit card is being misused by someone else, you can dial the number to report the issue. The customer care team will try investigating the matter and try to compensate you in case of fraud or theft. Bill Related Queries: Somehow, the credit card bill at the end of the month always appears to be more than we have spent. This leads to disconnection. In order to resolve this disconnect, you should on the toll free customer care number of SBI. They’ll take you through each and every transaction and resolve all your doubts. Late Payment & Interest Queries: Several times people don’t know what the repercussions are when they make late payment of their credit card bills. The bank charges you heavy interest rates. So, it’s always good to be cautious in advance. If any doubts regarding late payment and interest queries pop up, just pick up the phone and dial the SBI credit card customer care number. The SBI credit card customer care team is available for your service from Monday to Saturday. The service hours are between 8 AM - 8PM. |
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