To meet your unexpected financial crisis IDBI Bank offers you Personal Loan for household buys, education of your children, hospitalization or any immediate payments. Your fund usage is not stipulated by the bank you can use for any of your financial emergency. Also, you can apply IDBI Personal Loan to meet your Margin Money requirement of Home Loan. You can pay your borrowed loan amount in EMI (Equated Monthly Instalment) which also includes the IDBI Bank personal loan interest rates. EMI has to be paid every month on a predetermined date, you can calculate your loan EMIs using the IDBI Bank Personal Loan EMI Calculator. Read this article to know how the EMI calculator works and what are its benefits?
How to use IDBI Bank EMI Calculator? The IDBI Bank provides you an EMI calculator which helps in determining your monthly loan installments. To use the device you just need to enter your loan details inside the IDBI Bank Personal Loan EMI Calculator like borrowed loan amount, applicable interest rate and loan payment duration. And the EMI calculator generates the EMI of your personal loan in just a few seconds. Follow the below-mentioned steps to use the personal loan calculator.
By using the IDBI Bank Personal Loan EMI Calculator you can comfortably manage your loan repayments schedule and know your total payable IDBI Bank Personal Loan Interest Rates. Advantages of using the personal loan EMI calculator When you are aware of your monthly loan installments then you can easily manage your loan repayment schedule, such as you can opt for a longer loan duration for low loan EMIs or choose a shorter loan tenure for faster loan repayment. The IDBI Bank provides you a loan tenure of 12 to 60 months for your loan payment and charges an interest rate on your borrowed loan amount. Starting IDBI Bank personal loan interest rates are 18.20% to 18.75% and you can borrow a loan amount up to INR 10 lakh. You can also make Prepayment or foreclosure of your Personal loan after six months of the loan disbursals without paying any prepayment Charge. If Prepayment or foreclosure is made before 6 months from the disbursal date then IDBI Bank charges a prepayment fee which is 2% of the outstanding loan amount. So, you can use the IDBI Bank Personal Loan EMI Calculator to manage your personal loan it is helpful and gives an accurate result of your loan EMI. Now, borrow the desired loan amount from IDBI Bank through personal loans and satisfy your urgent requirement of money. Easily make payments of your IDBI personal loan through auto-debit, electronic clearing system (ECS) and post-dated cheques (PDC).
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Buying a house is the biggest aspiration for both men and women of our country but considering the massive prices they hold, it’s quite a tough to get it. To make it accessible for needy individuals, several banks and financial organizations of our country provide the home loan facility. Bank of Baroda (BOB) is also one of the leading banks in India that provide some amazing banking products to the customers such as credit card, personal loan, loan against property, etc. Bank of Baroda Home Loan is one of the most famous and preferable products that they provide.
With the help of a Bank of Baroda home loan, you can not also buy a house but also purchase a plot and build your own home, renovate your home, or get a home extension. There are enough options that you can do with a home loan facility. In this article, we will be telling you about the benefits and features of this facility, how can you apply for it, what is the eligibility criteria for getting it, documents that you’ll need, etc so that you can have more information about it. So, read on! Highlights of Bank of Baroda Home Loan: You can have a look at various features of the home loan facility provided by Bank of Baroda mentioned below.
Application Process for Getting a BOB Home Loan: You can apply online by visiting the official website of Bank of Baroda and there, you can apply it by filling a few basic details like your name, mobile number, email id, state, and residing city. What is the eligibility criteria for getting a BOB Home Loan:
Required Documents to get the Home Loan:
10/12/2019 How to Use Axis Bank Home Loan EMI Calculator to Manage Your Finances in a Better Way?Read NowOwning your home in our country is quite a privilege which a lot of people don’t have. To make them able to own their homes, various banks and financial institutions provide the home loan facility to their customers. Axis Bank is one of the leading private banks of our country which provides the facility of Axis Bank Home Loan by which needy individuals can buy their own homes opting for a loan amount at an affordable rate of interest.
Before opting for a loan amount, it’s important to have an estimate about the EMI amount that you will have to pay every month to repay the loan amount. Those individuals who don’t take this seriously, often end up burning off their monthly budget much before the month ends. The Axis Bank Home Loan EMI Calculator helps you in calculating the accurate EMI amount before opting for the right loan amount. In this article, we will be telling you about how you can use the Home Loan EMI calculator efficiently and what are the details that you’ll need to have in order to use it. So, keep reading to know more about it! What are the details you need to use Axis Bank Home Loan EMI Calculator? To use the Axis Bank Home Loan EMI Calculator, you will need a few basic details which are loan amount, rate of interest, and tenure for which you want the amount. You can have a detailed look at all of them mentioned below. Loan Quantum: With the Axis Bank home loan facility, you can take the loan amount as small as INR 3 lakhs and as maximum as INR 5 crore. You will have to put the desired loan amount in the required space in the calculator or you can scroll to the wanted value. But, it is advised to opt for a loan amount according to your repayment capability as it could have an impact on your EMI amount. Rate of Interest: This is the second thing that you’ll need to put in the calculator. Axis Bank home loan rate of interest ranges from 8.90% to 9.15% per annum. You should remember that there are a lot of factors that can have an impact on the interest rate given by the Axis Bank such as your age, employment type, CIBIL score, etc. After assessing all these factors, the bank will decide the interest rate. You can fill the rate in the required space. Desired Tenure: You can opt for the Axis Bank home loan for a minimum of 12 months to a maximum of 360 months. You can choose the desired tenure according to your repayment capability as a longer tenure can make you pay a lot more interest amount. This is the third and last thing that you will need to fill in the calculator. After filling all these details into the Axis Bank Home Loan EMI calculator, it will give you the accurate EMI amount and also, the total interest outgo. You can use this calculator for as many times as you want by putting different values into it. The 37th GST council meeting which was held in goa, where the Finance Minister Nirmala Sitharaman along with the other committee member has decided to lower the taxes on some products & services. The main reason behind the changes in GST tax slabs is to promote the hospitality & tourism industry. With the new GST tax rate in India, a massive reduction is observed in hotel & catering services. Know about the effects of new GST rates on products & services.
Lower GST rate on product & services Current GST tax rates on your everyday usable products like sanitary napkins, Saal leaves and fortified milk, fruits, vegetables, bread, salt, bindi, curd, sindoor, natural honey, bangles, handloom, besan, flour, eggs, stamps, printed books, judicial papers, newspapers are zero to make them easily accessible to the people. GST tax rate is zero on hotel and lodge rooms up to INR 1000 & below. Otherwise, for hotel rooms which are above INR 1001 to 7,500 charges a 5% GST or 18% GST on the rooms above INR 7,500. The 37th GST council meeting's main topic is to promote the hospitality and tourism industry and by reducing the hotel accommodation GST rates it helped in supporting it. Increased GST tax rates on selected Products & services With the new GST tax rate in India, there is an increase of tax in some products & services such as caffeinated beverages levied a tax up to 28%. Some services like Business class air tickets attract a tax up to 12% under new GST. The GST tax slabs also include movie tickets that priced under ₹100 and charge a 12% GST. The catering services also charged with 18% GST rates if they supply services to the hotel & lodges whose rates are above INR 7,500. Railway coaches GST charges are also raised to 7% previous GST tax rate on railway coaches is 5% and now with the changes in the GST tax rates, it is 12%. What are the advantages of the current GST Tax rates in India The changed GST tax slabs aim is to increase the GDP rate of India and also to promote tourism, new GST tax rates in India is set to affect these issues.
The council not only reduced GST rates but also imposed high GST on some products and services like caffeinated beverages, railway coaches and electronic machines like vacuum cleaner, washing machine, refrigerator and more. All in all the new GST tax rates in India is beneficial for the country's financial status. If you are planning to take a home loan from any bank or NBFC, first you have to check whether you are eligible for a home loan or not. Because the processing fee charged by the bank or NBFC for a home loan is non-refundable and if you are not eligible then your loan application gets rejected and you end up paying a large processing fee amount. So to resolve the issue you can use a Home Loan Eligibility Calculator to check your loan eligibility. In the given article you will know how to use the eligibility calculator & benefits of using it.
Just use Eligibility Calculator to know how home loan eligibility The home loan eligibility calculator determines your loan eligibility by taking into account your gross monthly income, loan duration, interest rate and other existing loan EMIs. After making all the calculations it provides you a loan amount up to which you can borrow a principal loan amount. You must have to choose a suitable principal amount so that you can easily repay your home loan EMIs. Because if you aren’t able to pay your home loan EMIs then the bank or NBFC will resell your house or property to recover the loan outstanding amount. You can improve your home loan eligibility by following the steps.
It is important that you should be aware of your loan EMIs so that you can choose a suitable tenure according to your comfort. You can easily calculate your monthly loan installments using home loan EMI calculator. It is an easy to use device in which you just need to enter your home loan details like principal amount, loan interest rate and loan tenure. And it generates your home loan EMI in just a few seconds. Take a home loan to buy a house, property, flat, etc. You can buy your own house or property by taking a home loan from your respective bank or any other housing finance company. One can also get a lower interest rate on their home loans if you apply for a home loan under Pradhan Mantri Awas Yojana (PMAY). The bank or NBFCs provide home loans to the individual who has a regular flow of income or good credit score. To enhance your home loan eligibility you can also add a co-applicant whether your family member or co-worker. Once you get a hint of your loan eligibility and EMI amount by using the home loan eligibility & EMI calculator, you can easily apply for a home loan online from the comfort of your living room easily with online home loan services of the bank or NBFCs. You can also take a home loan for your house extension and renovation. 10/9/2019 Use Canara Bank Personal Loan Eligibility Calculator To Check Your Loan EligibilityRead NowGet a personal loan from Canara bank to satisfy your urgent need of money, you can use the money for your wedding expenses, foreign education, medical emergency and any other financial need. But how can you know whether you are eligible to apply for a personal or not, by using Canara Bank personal loan eligibility calculator you can find out whether you are eligible for a loan or not. Know how to use the eligibility calculator & benefits of using it in the given article.
Use eligibility calculator to know your personal loan eligibility Check your loan eligibility using Canara Bank personal loan eligibility calculator, just enter your personal details like age, income, credit score and it will provide you the amount you are eligible to borrow. The basic eligibility criteria to apply for a Canara Bank personal loan is as follows.
Improve your credit score to become eligible for Canara Bank personal loan You can make your credit score a bit better by paying off your previous loan debts & credit card outstanding amount. Because due loans and penalty affects your credit score and lower your eligibility for any loan. Improve your credit score by following the below-mentioned tips.
Canara Bank personal loan depends on your credit history, if you have a bad repayment history you are not able to apply for a personal loan. Whereas a person with a high CIBIL score may have higher chances to get a personal loan at a lower rate of interest in comparison to the person with a poor CIBIL score. Canara Bank Personal Loan suitable for your financial need After checking your personal loan eligibility using the Canara Bank personal loan eligibility calculator, which will provide you the loan amount up to which you can borrow a principal amount from Canara Bank. Choose a compatible loan duration for your loan repayment, Canara Bank provides you a personal loan tenure which ranges from 12 to 60 months. Pay your personal loan through equated monthly installments (EMI) using ECS & PDCs methods. Now, fulfill your requirement with the help of Canara bank personal loans that offer you loan amount up to Rs.3 lakh at an interest rate ranging from 10.70% to 14.85%. You can use the loan amount anywhere as the bank does not track your usage. So, you can pay your debts or use the amount to fulfill your urgent personal requirements like medical emergencies. Piramal is one of the biggies in the housing finance industry. Although the Piramal group provides a host of services from financial services to healthcare services, the housing finance is something which it is truly known for. Piramal has acted as a bridge to zero the gap between people and their housing dreams. It has provided the India populace with hefty loan amounts at affordable to build the house of their dreams. With most Banks and Non Banking Financial Companies (NBFCs), you don’t have a lot of options to choose from for financing your house. But with Piramal Housing Finance, you have platter full of options to choose from. Whether it’s about a new house construction loan or an expensive home loan from another institution, there’s an option for every need. Let’s check out the type of home loans provided by housing finance.
Super Loans: Piramal Housing Finance has designed a loan for people who require higher loan amount or people who want to pay low EMIs. By availing this home loan loan you can choose between 20% higher home eligibility or 15% lower EMI on the home loan. If you happen to require additional home loan amount for extra financing needs, there’s an option to Top-Up more loan amount without increasing the monthly EMI. Piramal Super Loans offer attractive interest rates starting from 9% per annum. Home Loans for New Purchases: Why not own the house that you always watch with sparkling eyes while traveling from the metro? Piramal Home Loans For New Purchases can help you get closer to your dream. With this home loan, you get professional advisory on the property you're intending to buy and clarification about the EMI payments. The advisory teams helps you procure the best interest rate so that EMI payments do not burden the rest of your life. Even, the loan application process is easy and the approval process is super fast. There’s a higher loan amount eligibility option if the finance gets a bit edgy. Balance Transfer: Piramal Housing Finance also gives a facility of Balance Transfer Loan. In case a previous home loan with another bank or NBFC is getting onto your nerve, you can join hands with Piramal to enjoy peace of mind. You can transfer your previous loan with some other institution to Piramal to avail low rates of interest so that the home loan EMI doesn’t seem as expensive as they seemed before. The procedure to shift the loan is simple with the least amount of documentation procedure. Alos, you have the opportunity to avail more loan amount as Top-up facility at very low interest rates. Self-Construction: Piramal Housing Finance knows how important it is for you to build your dreams from scratch. From the first brick to the magnificent bungalow that you had planned. Piramal has developed an affordable housing finance option for self-construction dreams. Under this scheme, you can construction loans upto 90% of the cost of the property. A dedicated relationship manager is also assigned to help you with your house building process in terms of finance. The interest rate you can avail is as low as 9% per annum. Its affordable interest rates ensure that you don’t have to compromise on the rest of your expenses after the loan. State Bank Of India by collaborating with Bharat Petroleum launches a fuel card for the user to increase savings on fuel purchase. You may also get additional benefits like reward points and value back on your SBI petrol credit card. Save up to INR 1,200 annually on your fuel purchases from Bharat Petroleum by using BPCL SBI Card. know more about SBI fuel card in the article.
Privileges of using SBI petrol credit card The BPCL SBI credit card offers you 4.25% of Valueback on your fuel purchase from Bharat petroleum. You will get 13x reward points on your fuel refilling from BPCL petrol pumps and can get a maximum reward point up to 1,300. It is an international credit card and accepted at 24 million worldwide outlets & 3,25,000 Indian outlets, make your payment at any outlet that accepts Visa & Mastercard. Make your bill payments like electricity, telephone, mobile recharge, and other utility bills by using the SBI Petrol Credit Card. Facilities offered by the BPCL SBI Card With your SBI fuel credit card, you will get the facility of converting your bill payments into easy monthly installments with Flexipay. It offers you a lower rate of interest on your transactions from the fuel credit card, such as shop up to Rs. 2,500 and above and login to your SBI account and apply for the Flexipay, after 30 days of purchase you can convert your SBI Petrol Credit card into Flexipay. Save your money while paying your SBI credit card bills & you can also transfer the outstanding balance of your other bank's credit card into your BPCL SBI Card. It offers you a 0.73% to 1.27% monthly rate of interest on your outstanding credit dues. SBI Petrol Credit Card Fee & charges You have to pay a one-time joining fee of Rs.499 for your BPCL SBI card, which offers you a welcome gift of worth Rs.500 along with 2,000 activation bonus points on your SBI Petrol Credit Card. If you spend annual INR 50,000 & above on your SBI fuel card then you don’t have to pay a renewal fee of Rs.499 as it will be reversed according to the SBI terms & conditions. The BPCL SBI Card provides you 20 to 50 days credit-free period applicable only for retail purchases. You can enjoy the credit-free period, if you have paid your previous month's outstanding balance. Also on over-limit usage of the SBI fuel card, you have to pay 2.5% of your over limit amount or minimum up to Rs.500. Your SBI Petrol Credit card provide you a cash advance limit up to 80% of your credit limit with a maximum limit of INR 12,000 per month, you have to pay a minimum cash advance fee of Rs.300. If you default in paying your credit card bills then you have to pay late payment fee which ranges from INR 200 to 25,000 depending on your total due amount. Now, save on your fuel refilling with BPCL SBI card with exciting reward & Valueback offers. Do you know how the bank or any other NBFC calculates your loan EMIs when you make your loan repayment through equated monthly installments. If you are unaware about the process then you should read this article, to know how you can check your monthly loan installments. Bajaj Finserv is an AMC which provides personal loan to the individual at an attractive rate of interest, it also offers tools like Bajaj Finserv personal loan EMI calculator by which you can know your loan installments, know about the features & benefits of the EMI calculator in the given article.
How does the Bajaj Finserv EMI calculator work? The EMI calculator works on the formula [P x R x (1+R)^N]/[(1+R)^N-1], you just need to insert your loan details inside the Bajaj Finserv personal loan EMI calculator. The required details you need to enter is your borrowed principal amount applicable, your Bajaj Finserv personal loan interest rate and loan duration. It will generate your loan EMI in just a few seconds, which will help in planning your loan repayment schedule. What are the Benefits of using EMI calculator? Benefits of using Bajaj Finserv personal loan EMI calculator is mentioned below.
Why to choose Bajaj Finserv Personal Loan? Bajaj Finserv is a well known financial service company which offers you personal loan up to INR 25 lac. At an attractive Bajaj Finserv personal loan interest rate, starting from 12.99% onwards. Easily pay your monthly loan EMIs with flexible loan tenures ranging from 12 to 60 months. You can also part or prepay your loan with a 2% charge on your outstanding amount plus applicable taxes, or you can also close your loan at 4% foreclosure charges on your Bajaj Finserv Personal loan. It offers you tools like EMI & eligibility calculator to provide help during the process of choosing the right loan amount. Bajaj Finserv is a suitable lender for your personal loan that will satisfy your urgent need of money. Now, fulfill your needs like your wedding expenses, education, medical emergency, foreign vacation, etc. because you can use the amount wherever you wish to. Bajaj Finserv provides you Instant approval and disbursal services for a hassle free experience. Know your approximate loan EMIs that will help you in making the timely repayments through ECS & PDC methods. NAV is an abbreviation for Net Asset Value. It is the intrinsic value of the mutual fund scheme. Simply put, it is the price at which an investor buys or sells units of the fund. Net Asset Value of a fund is its per unit price. Birla Sun Life Mutual Fund has a variety of securities held under its portfolio (known as underlying securities). Price of these securities changes from time to time leading to a change in the NAV of the mutual fund. This is why SEBI (Securities Exchange Board of India) has made it mandatory for all mutual fund houses to publish the NAV for all the schemes by the end of the day. to To calculate the Net Asset Value during market hours will be a troublesome affair because the prices of underlying stocks keep fluctuating from time to time. So, Birla Sun Life Mutual Fund NAV changes everyday.
How Birla Sun Life Mutual Fund NAV Calculation is done? Birla Sun Life Mutual Fund NAV calculation isn't some kind of rocket science. it's straightforward and very simple to undertake. Infact, you'll be able to crack it once you’re done reading this text. Aditya Birla calculates the NAV of the theme by dividing the overall assets of the fund by the overall outstanding share units. To work out the overall internet assets, Birla subtracts any liabilities from the fund’s total assets. Birla Sun Life Mutual Fund NAV = (Total Assets - Any Liabilities) / Total variety of Outstanding Shares For instance, if the market value of securities held by the fund is INR 900 lakh and the mutual fund issues 20 lakh units of INR 10 each. Then, Birla Sun Life Mutual Fund NAV will be INR 45. Does a High or Low Birla Sun Life Mutual Fund NAV Matter? Many amateur investors get confused between stock worth and NAV. They assume each work an equivalent method. New investors assume that they got a handsome deal after they obtain fund units at lower NAV. However, this doesn’t add up. It is smart within the case of stocks as you get a discount deal there. It's exhausting to evaluate whether or not a fund is pricey or low-cost by its NAV; or its performance, moreover. Of course, the next NAV represents that the fund is on a positive track. It is a crucial indicator in determining fund’s longevity. However, honestly, if you wish to evaluate the fund’s performance of Birla Sun Life Mutual Funds, couple by them by the returns that it has provided over the years instead of judging it by its NAV. Thus, it will be wise to say that the NAV is irrelevant when it comes to judging the performance of any mutual fund scheme. Why Choose Birla Sun Life Mutual Fund? Professional risk management services: The main focus of Birla Sun Life mutual fund is always to reduce the risk to the lowest by searching for discounted undervalued stocks. Experts Appointed: There are experts whose eyes are transfixed on the financial markets, always on the lookout for shares that have growth potential. It picks stocks which are not highly volatile - working for the investor’s interest. Credibility: Since its inception, Birla has always catered to the best interest of the investor. All the activities undertaken by the fund is to maximize returns for the investor. How to Invest in Birla Mutual Funds? If you have enough savings and wish to invest in mutual funds, do so by the lumpsum way. On the contrary, if you don’t have savings, take the SIP route to invest in Birla mutual funds. Now you can invest in Birla Mutual Fund via online. To invest through the Direct Plan, where you don’t get any professional advice, do so by visiting Birla mutual fund website. If you want to take the Regular Plan route, you can do so by visiting the websites of some of the financial technology companies. |
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