Most of us are very possessive about our hard earned money. Thus, we don’t want to risk it over by investing in stock markets. The safest option that one has is to put the money in Fixed Deposits because it carries zero risks. Basically, FDs are like home food, simple yet tasty. On the other hand, risky investments are like complicated recipes on a menu, which may or may not be as tasty. That said, it is extremely important to know which bank fixed deposit interest rate will be the best for you. Here’s a list of the top 5 banks which provide the best interest rate on fixed deposit in 2019:
IndusInd Bank: One of the heavy weights in the private banking sector, it provides one of the best Fixed Deposit Interest Rates for the Indian populace to have a healthy investment strategy. Fixed deposit interest rate starts from 3.75% onwards. The highest bank fixed deposit interest rate that you can get from IndusInd bank is 9.15% per annum. That’s the highest when you compare to other banks. IDFC Bank: No matter what your need is, IDFC Bank Fixed Deposit Interest rate helps you get you sooner than some banks. It provides interest rate on fixed deposit starting from 4% onwards. Maximum rate IDFC Bank Fixed Deposit is 8.50 per annum if the fixed deposit is for 5 years or more. Yes Bank: This private bank is one of the most sought after banks for fixed deposit investments as it offers one of the most attractive interest rates. Minimum fixed deposit interest rate that you can procure from YES bank is 5 percent. While, maximum interest rate deal you can seize from YES bank is 8.35% per annum. RBL Bank: One of the best banks in the private banking sector, it provides one of the best Fixed Deposit Interest Rates for the Indian populace to have a healthy investment strategy. Fixed deposit interest rate provided by RBL Bank is same as YES Bank. Lowest rate provided is 5%. The highest bank fixed deposit interest rate that you can get from IndusInd bank is 8.35% per annum. Nainital Bank: Some of the good offers comes from banks that are less popular. Yes, Nainital bank is one of the best providers of fixed deposit interest rate starting from 4 percent onwards going up to 8.40% per annum. How to Choose Best Bank Fixed Deposit Interest Rate? It is fairly simple. All you have to do is visit the website of the banks you are interested in to check the bank fixed deposit interest rate. Make a note of it and compare it with other banks. You can find a tabular representation of these on the website of some financial technology companies. This helps you save some time and effort. Reason being you don’t have to go digging into different bank website and then put more effort to compare them. In the website of financial technology companies, you can just spot the best bank fixed deposit interest rate by the table given to you.
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You invest in a mutual fund to earn returns from it but what if your fund is giving you low returns and you are totally unaware of this fact. Don’t worry, because to reduce the risk on your investment Motilal Oswal Mutual Fund asset management company provides you an account statement of your fund performance. But is the account statement of your Motilal Oswal mutual fund schemes accessible from your email? Yes, because with Motilal Oswal Mutual Fund Statement Online services you can get your fund reports on your registered email address. To know how the online statement works read this article.
What is Motilal Oswal Mutual Fund Statement Online service and is this secure? Motilal Oswal gives you the account statement of your mutual fund scheme so that you can know your fund growth. The most secure way to receive the account statement is through email because then no one can access your Motilal Oswal mutual fund schemes performances. You can also get your account statement on your home address but it is quite risky, because if you are not at the home then someone can steal it. So use the Motilal Oswal Mutual fund statement online services and know your mutual fund scheme growth, current NAV, transaction and investment history in one report. How can you use the Motilal Oswal Mutual Fund Statement Online service? To enable the Online account statement report for the Motilal Oswal mutual fund schemes you can visit the AMC official website. Just login to your account and click on the “Request Account Statement” option and insert your email address, PAN or Folio number anyone of them to get the online statement. After that choose the statement option, in which you can get the freedom to get full account statement, last financial year statement or default statement for the last 5 transactions from your account. Motilal Oswal Mutual Fund services and types of schemes Now, you know how to use the Motilal Oswal Mutual Fund Statement Online services and also know that it is a secure method to track fund performance. So take advantage of the online account statement and improve the returns of your Motilal Oswal mutual fund schemes. You can change your investment method according to the market rates, and use the Systematic Investment Plan (SIP) to make timely investments. As you know that you can invest in the Motilal Oswal mutual fund schemes directly by visiting the official website or by making a visit at the Motilal Oswal Mutual fund (AMC). But if you are new to this world of investments then you can take the help of a financial advisor for choosing the right mutual fund scheme. Motilal Oswal provides you mutual fund schemes to give you high returns whether by investing in an equity, debt, money market or any other instrument or portfolios. That is why you should use Motilal Oswal mutual fund statement online service to make your investments easier. So invest in the Motilal Oswal mutual funds and get high returns on your investments and get the benefit of its efficient services like the online account statement service. Bajaj Finserv is one of the most popular lenders offering a wide range of financial products to ensure you fulfill your financial goals without any hassle. One such product is a personal loan that you can apply at Bajaj Finserv for various purposes such as a wedding, education, travel, medical emergency, etc. But as the loan is unsecured, the private lender keeps certain eligibility criteria for you to meet. So, what is Bajaj Finserv Personal Loan Eligibility Criteria? Let’s find out here.
Bajaj Finserv Personal Loan Eligibility Criteria The lender assesses based on the age, income and residence of an individual. Let’s check out the criteria below.
Bajaj Finserv Personal Loan Eligibility Calculator What you saw above are preliminary eligibility criteria you must meet. But you also need to understand the function of the Bajaj Finserv Eligibility Calculator, which can tell the indicative loan amount you can get from Bajaj Finserv. The moment you apply for a loan, the lender will assess the loan eligibility using the calculator. The calculator will take into account your income and savings to determine the loan amount you can get from the lender. Shall You Apply by Just Figuring Out Your Loan Eligibility? Being aware of the eligibility is the primary consideration for responsible borrowers like you. But that doesn’t mean your due diligence is over. You need to go on by checking the effect of the loan on your repayment. Yes, you must check the interest rate you are offered to service the loan. The rate has a direct effect on the repayment. Greater the rate of interest will be, more will be Equated Monthly Installment (EMI) and interest outgo. If you talk about Bajaj Finserv Personal Loan Interest Rate, it ranges from 10.99%-16% per annum. How Can You Convince Bajaj Finserv to Lower the Interest Rate? You can do based on any existing relationship with Bajaj Finserv. If you have a good credit score of more than 750, your job of getting the rates reduced becomes easier. Those working in top-notch firms can also expect lower rates on loans. How Can You Apply for Bajaj Finserv Online Personal Loan? Bajaj Finserv Online Personal Loan application can be made easily on the website of the lender. All you need to do is to mention a few personal and professional details and submit the application. Afterward, an executive will come to pick documents from your office or residence. The lender will check the application details thoroughly and approve only when it is satisfied with the verification process. Aditya Birla Home Finance Limited (ABHFL) is a known housing finance company in India that offers home loans to customers at an affordable rate of interest. You can take the home loan to build your house, buy a house or to renovate your existing property. This housing finance company provides you home loans with effortless service and maximum tenure of 30 years. The borrowed amount can be paid in equated monthly installments (EMIs) with the applicable Aditya Birla home loan interest rate. Know more about the home loan features and benefits in the given article.
Know about Aditya Birla home loan in detail You can take the home loan from Aditya Birla Home Finance Limited if you are eligible for it. Because it doesn’t provide a home loan if you don’t fit in the eligibility criteria. To get a home loan from ABHFL your minimum age should be 21 years and above during the application procedure. And, the maximum age during the loan maturity period must be 60 years if you are a salaried individual otherwise, 70 years. Aditya Birla home loan comes at both flexible and fixed rate of interest you can choose it according to your repayment compatibility. Because there are many benefits and of a flexible Aditya Birla home loan interest rate. It also provides you a longer repayment loan tenure on your home loan which is maximum up to 30 years. How the Aditya Birla home loan interest rate is determined? Your home loan interest rate is decided on the basis of your net income, CIBIL Score and property value. Because if you don’t have a regular flow of income or if your CIBIL score is low then you might get a higher rate of interest on your loan amount. Your purchased property also plays a vital role in deciding your home loan interest rate such as if your purchased house is in the locality with easy transportation and other facilities, then your Aditya Birla home loan interest rate might be lower. This is because the property is mortgaged against your home loan and if you are unable to pay the EMIs at that situation the housing finance company can recover its amount by selling the property. The Aditya Birla home loan interest rate is starting from 9.00% and you can borrow your desired amount according to your loan eligibility. You can also get an additional benefit of zero prepayment charge if you have taken the home loan in a flexible rate of interest. Get home loan from Aditya Birla Home Finance Limited (ABHFL) By knowing the details of the Aditya Birla Home Loan you must be assuming how can you apply for a loan? Don’t worry because you can apply for a home loan easily by visiting the nearby branch or through Aditya Birla Home Finance official website. You just need to visit the site, and select the product option there you’ll find “home loan” option click on it. After that click on the “APPLY NOW” button and submit your Name, City, Email ID and mobile number then an OTP will be sent to your mobile number. Now, home finance for the purchase of the house becomes easier for the customer with Aditya Birla home loans. You must be looking for a credit card to plan your trips or might be thinking of taking a personal loan. But you don’t have to do all this when you have the Jet Privilege HDFC Bank World Card, it is a debit card that will make your travel experience better. You can also earn discounts and miles on your debit card. To know more about the Jet Privilege HDFC Bank World Debit Card features and benefits read the given article.
What is the reward offer on the Jet Privilege HDFC Bank World Card? You can earn 4 JPMiles on each spent of INR 150 on all your international shopping and online transactions, and you can earn the same if you spent Rs. 150 spent on return tickets from Jet Airways. Also, you can earn 2 JPMiles on every Rs 150 spent on your domestic hotel bookings, flight bookings, restaurants, etc. From your Jet privilege HDFC Bank World Card you will surely earn 1 JPMile on every Rs. 150 spent on your shopping and online transactions made within the country. HDFC Bank provides you the benefit of 500 JPMiles on your first swipe from the Jet Privilege HDFC Bank World Debit Card. You can get the benefit of JP miles on your first swipe if you use the card within 90 days of issuance. There is a lot of savings you can do with your debit card as it gives you a return travel discount voucher worth Rs. 750. You can avail these privileges only if you pay the annual fee for your Jet Privilege HDFC Bank World Card that is INR 500. Jet Privilege HDFC Bank World Card features and security benefits HDFC Bank provides insurance cover up to INR 25 lakh on your debit card, that contains the Personal Accident Death Cover by Air/Road/Rail of Rs. 5 lakh. And, you are also eligible for an Accelerated Personal Accident Death Cover up to a maximum of Rs. 20 lakh. The Jet Privilege HDFC Bank World Card also makes your transactions secure with chip-enabled pin security, and zero liability on any fraudulent transactions if you report the loss immediately to the bank. If in a fire or burglary your card is lost and any fraudulent transactions made then you are insured for the product purchase. It is only applicable if your card is lost within 90 days of issuance and you have to submit the FIR report to the bank to claim the insurance. How can you get the Jet Privilege HDFC Bank World Debit Card? Just visit the nearby HDFC Bank branch and apply for the Jet Privilege HDFC Bank World Card, if you are an exisitng account holder. Otherwise, you need to open a salary, savings or Current account from HDFC Bank to apply for the debit card. If the account holders already have a debit card then they can apply for the Jet Privilege HDFC Bank World Debit Card. For hassle-free debit card application, you can use the HDFC bank net banking services login to your account and choose the “Jet Privilege HDFC Bank World Card” from the “cards” section. Fill in your details inside the application form and click on the submit button to enjoy the benefits of Jet Privilege HDFC Bank World Card. Are you someone who wants to have a credit card in your wallet but do not have a credible income proof which could back up your candidature? You don’t need to worry a bit because even if you do not have a credible income proof, there’s a way by which you can get your hands on the credit card. Bank of Baroda is currently the third-largest public sector bank in the country that provides a range of banking products of which credit card is one of the prominent ones.
There’s a credit card provided by Bank of Baroda named ‘Assure’ credit card which can be issued by having a fixed deposit in the bank. This Bank of Baroda credit card against FD is nothing short of a major relief for those individuals who don’t have any kind of income proof to show. The fixed deposit amount will be decided by the bank according to your repayment capability. By getting this Bank of Baroda credit card against FD, you can subsequently build your credit score which will help you in getting credit facilities later. There are many other features of this credit card which makes it one of the best credit cards that you can get without any income proof. You can know about them in a detailed way through this article. So, just read on! What are some of the amazing features and benefits of the Bank of Baroda Assure Credit Card?
Totally Free Add-on Card: With the Bank of Baroda credit card against FD, you will get upto 3 complimentary cards for immediate family members above the age of 18. What are the Fees on this card? Bank of Baroda has fixed both the joining and annual fee as INR 500 which can be waived off by spending a certain amount. How can you apply for the Bank of Baroda Assure Credit Card? You can apply for this credit card by sending an SMS ‘Apply (space) Your City’ to 9223996024. After this, the representatives from the bank will contact you regarding your application. 11/11/2019 Will DSP Mutual Fund Statement Online Report Help You Keep Track of Your Investments?Read NowDSP Mutual Fund is a well known asset management company (AMC) and provides the online account statement service to the investor. Using this service they can track the performance of their DSP mutual fund schemes. You can also receive the Account statement of your mutual fund through message as you just need to give a missed call on +91 90150 39000. But this could be inconvenient for the investor because in this digital era it is not appropriate if you use the old school methods. Read this article to know how to use DSP Mutual Fund Statement Online services and the benefit of the account statement report.
How can you use the DSP Mutual Fund Statement Online services? You can receive the account statement of your DSP mutual fund schemes on your registered email address. The investor just needs to visit the DSP Mutual Fund official website and log in to their account after that click on the “account statement” option and then click at the “generate online” button. After that, you will be directed to the DSP Mutual Fund Statement Online form in which you need to mention your PAN number or Folio number and enter your email address. To complete the submission of the account statement form you need to choose a specific date range or year for which you will receive the account statement. Is there any advantage of the DSP Mutual Fund Statement Online report? The benefit of the online account statement report of your DSP mutual fund scheme is that you can access your account statement anytime anywhere by just one click. Because the DSP Mutual Fund Statement Online report is sent to your mail address in a pdf format. Apart from these benefits it also helps in making your investment beneficial. You can earn higher returns on your investments, if you keep up to date with your fund performance. And, using the account statement in which the information of your DSP mutual fund schemes like current NAV, fund performance, transaction history and asset investment is mentioned. You can change the investing method if your DSP mutual fund schemes aren’t performing well in the market. Invest in DSP mutual fund schemes and get your desired returns If you want to earn returns from your investments then you should invest in the DSP mutual fund schemes, because it allocates your assets in different portfolios and instruments for higher returns. You can choose a suitable DSP mutual fund schemes by going to its website, where various hybrid, equity, debt and other schemes are presented. If you are confused among the schemes then you can also take the help of a financial advisor or marketplace which suggests a suitable scheme for your investment. Alternatively, experienced and knowledgeable investors who have an idea about the market rates and returns can go to the website directly and invest their assets in any of the DSP mutual fund schemes. And, don’t forget to track your fund performance using the DSP Mutual Fund Statement Online services. Canara Bank is known for its wide range of banking products and efficient services such as a fixed deposit (FD) at an attractive rate of interest. The bank offers different fixed deposit schemes to the customers according to their needs. You can invest your savings and earn a big chunk from it with a reasonable Canara bank FD interest rate on your deposited amount. To know about the Canara Bank FD rates and investment benefits read the given article.
Canara FD schemes for the customers to increase their savings Canara Bank Fixed Deposit: The bank provides you this FD scheme for a long term investment plan. You can invest in this FD scheme maximum up to 2 years and a minimum of 15 days according to your requirement. Canara Bank FD interest rate for the scheme ranges from 4.20% to 6.30%. The bank provides additional interest benefit to senior citizens up to 0.50% that means they can earn maximum interest rate of 6.80%. You can invest minimum INR 1,000 in this FD scheme to earn profits from it. Otherwise, if you want to earn an instant return from the Canara Bank Fixed Deposit Scheme then you have to invest at least INR 5 lakh and above. Canara Bank Kamadhenu deposit: This FD scheme provides you an investment plan with a minimum investment life of 5 months to maximum 2 years. It gives you the benefit of the renewal of the FD scheme for the same time period. The Canara Bank Khamadhenu Scheme is a reinvestment scheme and you can withdraw the amount only after maturity, because if you Pre-withdraw from your FD then you have to pay a 1% penalty charge. Senior citizens also get the interest benefit of 0.50% in this Canara Bank FD scheme. How can you invest in Canara Bank FD Schemes? If you are an existing customer or account holder of Canara Bank then you will automatically get the FD schemes offers via mail or message. On the other hand, if you want to enjoy the benefit of high-interest rate on your FDs then visit the Canara Bank. To invest in the Canara Bank FD you have to submit some documents like ID proof, address proof, etc along with your FD application form. You can also get high Canara bank FD interest rate if you regularly invest a fixed amount for a longer period. Because many financial advisors suggest to invest in the long term because there is no risk in an FD investment. Another alternative by which you can invest in the Canara Bank FD is through a financial marketplace, because it gives you the right advice on your FD investments. On the other hand, you can simply invest in the Canara Bank FD through the bank online services. So FD is the right investment for you if you want to save your money in a regular manner, and Canara bank FD interest rate can make your investment fruitful. People are focusing more on investment these days and you must have heard people around you talking about Mutual Fund these days. Mutual fund investement has been getting popular among Indian people from the past few years. There are many Asset Management Companies which handle the money of their investor and help them in getting better financial solutions. Axis Mutual Fund Management House is one of the prominent AMCs of India. Having a presence in more than 90 cities and more than 20 lakh investor accounts, Axis Mutual Fund management house provides a wide array of mutual fund schemes to invest in.
Axis Mutual Fund schemes are considered the best in the market because it helps individuals to achieve a different kind of financial goals according to various risk appetites. You can choose from over 50 mutual fund schemes by which you can increase your wealth as well as get a stable return over the investement period. In this article, we will be telling you about the various kind of Axis Mutual Fund Schemes in which you can make an investment and also about how can you access your Axis Mutual Fund Statement Online in easy steps. What are the different kinds of Axis Mutual Fund Schemes available in the market? Axis Mutual Fund management house provides mainly three kinds of mutual fund schemes at which you can have a look below. Axis Equity Mutual Fund Schemes: If you’re an investor who can afford a medium to the high percentage of risk while investing, then an equity fund will be most suitable for you as this type of fund primarily aims to achieve capital appreciation by investing in equity instruments of companies. There are many equity schemes provided by Axis AMC in which you can invest. There are mainly two modes of investment in any mutual fund scheme - Lumpsum and SIP (Systematic Investment Planning). Some of the top-performing Axis Equity funds are Axis Bluechip Fund, Axis Midcap Fund, Axis Long Term Equity Fund. Axis Debt Mutual Fund Schemes: The second kind of Axis Mutual fund schemes is the debt fund schemes which are considered to be best for getting a stable and regular return over the peirod of investement. This kind of mutual fund is generally preferred by those who like to have a slightly lower percentage of risk while investing. An Axis debt fund mainly invests in stocks of different companies. A period of three months to three years is considered to be ideal as the investement period in debt fund. Some of the top Axis Debt mutual fund schemes are Axis Gilt Fund, Axis Banking & PSU Fund, Axis Credit Risk Fund, Axis Liquid Fund. Axis Hybrid Mutual Fund Schemes: This type of Axis Mutual Fund scheme is unique because it generally invests in two or more than two asset classes to ensure both capital appreciation as well as constant returns. Suitable for having an investment portfolio, this kind of fund is equally perfect for a budding investor as well as an experienced one. It’s important to keep a check on your risk appetite and financial goals before investing in any kind of hybird mutual fund schemes. A hybrid fund can invest in both equity-oriented instruments as well as in debt and money market instruments. A few prominent Axis Hybrid Mutual fund schemes are Axis Arbitrage Fund, Axis Hybrid Equity Fund, Axis Regular Saver Fund. How can you get your Axis Mutual Fund Statement online? You can access your mutual fund account statement by visiting the ‘Account Statement’ section available on the official website of Axis Mutual Fund. You just have to keep a few details ready such as the Folio Number or PAN Number. After that by choosing a timeframe for which you want your statement. It can be between a selected date range or since inception or for current/previous financial year. Your Axis mutual fund statement online will be delivered on your registered email address. 11/6/2019 Canara Bank Personal Loan EMI Calculator Plays an Important in Your Loan ProcedureRead NowCanara Bank offers personal loans to the customers so that they can easily resolve their financial issues. The bank provides personal loans to the customers at an attractive rate of interest, and you can calculate the equated monthly installments (EMIs) of your borrowed loan amount using the loan device Canara Bank Personal Loan EMI Calculator. You can use the borrowed loan amount to pay your credit bills and also can use the amount for marriage expenses, education funding, medical emergency, etc. To know about the Canara Bank personal loan in detail read the given article.
Details of the Canara Bank personal loan interest rates and charges You can borrow a loan amount of INR 50,000 to maximum 6-month of your net gross income from Canara Bank at a starting interest rate of 12.70%. The bank charges a minimum processing fee from the user which is 0.5% of the borrowed loan amount. And, you can repay the personal loan amount in flexible loan tenures that ranges from 12 to 60 month. You also have to pay the applicable interest rate along with your borrowed loan amount, and to know the total payable Canara Bank personal loan interest rates you can use Canara Bank Personal Loan EMI Calculator. And, also you can prepay the loan amount if you have met with a lump sum of credit to reduce the burden of interest rate. Because the bank doesn’t charge any prepayment and foreclosure charge from the loan customers. How the Canara Bank Personal Loan EMI Calculator Works? To calculate the monthly installments of your personal loan you can use the loan EMI calculator device by Canara Bank. It is an online loan calculator device which generates you loan EMIs instantly. You just need to insert your loan details like principal amount (P), interest rate (R) and loan tenure (N) inside the Canara Bank Personal Loan EMI Calculator. And it will generate your loan EMIs in a second, because the device works on the mathematical formula [P x R x (1+R)^N]/[(1+R)^N-1]. With the help of Canara Bank Personal Loan EMI Calculator, you can choose a suitable loan tenure for your loan repayment for compatible EMIs. You can repay the loan amount through auto-debit, ECS or PDCs. Take personal loans from Canara Bank and get a lower rate of interest on your loan amount In comparison to any personal loan lender, Canara Bank Personal Loan interest rates are most suitable for the customers and depend on the bank repo linked lending rate (RLLR). Canara Bank provides negotiable personal loan interest rates to the customers if their CIBIL score and net income is high. On the other hand, if your CIBIL Score is below the eligibility then you might be charged with high-interest rate or in some cases your loan application may also get rejected. So, before applying for the Canara Bank personal loan make sure that you meet the loan eligibility criteria. You can easily apply for the loan by submitting address proof, income proof and KYC details to the bank along with the loan application form. You can also apply for the loan easily through the online banking service of Canara Bank. |
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Anika Sharma
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