Seeking a personal loan that offers a high loan amount? Bajaj Finserv Personal loan can help you get there with their exciting interest rates and loan amount. Bajaj Finserv is the only Non-Banking Financial Company (NBFC) that offers a loan amount upto INR 25 lakh. So, now instead of taking a loan for a trip to the Middle East, you can do an America trip. Or, push a little above the belt to throw the most expensive wedding in town. You can repay this loan over a period ranging from 12 months to 60 months - higher loan amounts with long tenure. Isn’t that great? In the event of prepayment or foreclosure, Bajaj won’t even charge you a penny as foreclosure charges.
Further, the documentation procedure is absolutely minimal without any complexities involved. The loans are disbursed instantly (within 24 hours) once the approval is granted. The process of applying is extremely simple and can be done online very easily. So if you are someone who is very busy to go to a branch, you can just apply online. The eligibility criteria for Bajaj Finserv Personal Loan is easy to meet. Here’s a list of criteria that you should meet. Check if you meet the Bajaj Finserv personal loan eligibility criteria:
Documents that needs to be submitted along with the Application Form
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12/13/2019 What Are The Best Fuel Credit Cards in India That Can Give You Amazing Benefits?Read NowWhen anybody opts for a credit card, they expect a certain range of benefits and privileges that they can enjoy with the help of their credit card. And you must know this fact that each credit card serves different purposes to different customers. In this article, we will be talking about the ones who commute mostly with their personal vehicles. But as you can see the prices of fuel touching sky with each passing day, so everyone is looking for a credit card that can help them in getting the benefits while achieving their fuel needs.
There are some best fuel credit card in India that can help you in achieving your fuel spends related goals. As you know that almost all the credit cards provided by different banks and financial institutions provide the feature of a fuel surcharge waiver on fuel transactions made by card. But there are some special credit cards that are exclusively made for the fuel spends purposes. So if you are looking to get a card that can give you a range of benefits on your daily commute, then we will be telling you some of the best fuel credit card in India and their features so that you can make a better decision. Indian Oil Citi Platinum Fuel Credit Card With this fuel credit card from Citi Bank, you can get reward points in the form of Turbo Points every time you spend with your credit card. Here are some of the exciting features of it.
BPCL SBI Credit Card: This card from one of the leading banks of India - SBI - is one of the apt answers to the question of which is the best fuel credit card in India? With the collaboration with Bharat Petroleum Corporation Limited (BPCL), this card gives some amazing benefits and cashback on your spends. You can have a look at more features below.
HDFC Bharat Credit Card: Looking for the best fuel credit card in India? Consider your search ends with the HDFC Bharat credit card as it gives you benefits like cashback on IRCTC and on your fuel expenses. Look at some of the other features below.
In today’s time, individuals are more inclined towards investing than saving as they understand the importance of investing in the long-term. And when we talk about the investment, the first thing which comes into our mind is Mutual funds. Seeing the sudden surge in investment by people, there are numerous Asset Management Companies out there that are providing the opportunity to invest in various mutual fund schemes according to the investment goals and time horizon. Each individual has a different kind of investment goals according to their income and other factors. IDFC Mutual Fund is one of the prominent AMCs providing an exquisite range of mutual funds to the customers.
But when we talk about mutual funds, there is a misconception about how Net Asset Value (NAV) is the primary thing to look for before investing in a mutual fund. Before coming onto the part about its importance, you must understand what is the IDFC mutual fund NAV? Net Asset Value, known as NAV stands for the market value of any mutual fund’s unit. This is the exact price at which investors buy them from an AMC and sell them back to the AMC in order to redeem the investment. In this article, we will be telling you about the IDFC mutual fund NAV and also about the investment method in any IDFC mutual fund. So keep reading! What is the IDFC Mutual Fund NAV? As we told you that IDFC mutual fund NAV is the overall market value of an IDFC mutual fund unit. To calculate the NAV of a mutual fund, if you will add up all the market value of IDFC mutual funds and divide it by the number of units, you will get the IDFC mutual fund NAV of a particular mutual fund. NAV of any mutual fund initially starts at a lower price and with time, it continues to grow with the rising assets. It may be possible that a NAV of a popular AMC’s fund may be higher than a one which has less popularity. Now you must be thinking about if you can invest in any mutual fund based on the Net asset value of any fund? Well, this is the biggest misconception among investors that you can invest in the mutual fund if it has a good NAV. It does not work in that way because with the help of NAV, you can not estimate the fund’s future performance. It is just its value at which you can buy or sell it. Before investing, you should look for its past performance and returns over the investment horizon instead of its NAV. The value of NAV does not change throughout the day, instead, it gets only updated at the end of the trading day. So you can not track the performance of any mutual fund with the help of it. How can you invest in IDFC Mutual Fund? After knowing about everything about it, you must want to know about the methods by which you can make an investment. Well. there are mainly two methods to invest which are lumpsum and Systematic Investment Planning (SIP). IDFC mutual fund SIP method, you can invest a fixed amount for a fixed period at a regular interval. It can be weekly, monthly, etc. While with the lumpsum method, you can invest a fixed amount for a period if you have a large pool of money at your disposal. 12/11/2019 How The Axis Bank Personal Loan EMI Calculator Helps in Organizing Your Finances?Read NowThere are times in every individual’s life when he or she is in need of funds and doesn’t know where to take respite. At these times, you could ask for funds from your friends, relatives or family. But it is not sure whether they will be able to fulfill your needs. At these times, you can trust banks to fulfill any kind of needs. These needs can be for anything. It can be for buying the newly launched piece of gadget or it can be for some medical emergency or the funds can help your child in studying abroad.
To ensure that you meet your needs regarding funds, there are several banks and finance companies that provide personal loan to individuals. Axis Bank is one of the leading private banks in India that has a range of brilliant products. An Axis Bank personal loan is one of those options that could be the best one for you. So if you are in need of funds and want to opt for an personal loan at an affordable interest rate, then it could be the right one for you. We will also be telling you about the Axis Bank personal loan EMI Calculator so that you can have an estiamte about the EMI amount. Why it is important to use the EMI Calculator? You must know that when you opt for a personal loan, then you will have to repay it within a certain period. And this repayment can be done via EMI which is the monthly amount that you will pay. So if you don’t have an estimate about this EMI amount beforehand for your personal loan, it may be a bit difficult for you to prepare for it and make the necessary changes in your spending habits. Here comes the Axis Bank personal loan EMI calculator through which you can fulfill your purpose of estimating the EMI amount. It helps you in managing your finances also, because when you will have a certain amount as the EMI, then you will be better prepared financially for paying your loans. A lot of people don’t understand the importance of the EMI calculator and they regret later. What are the details that you will need to use Axis Bank Personal Loan EMI Calculator? To use it, you don’t need some complex details. You just need a few basic details that you will feed in the calculator and voila, you will get the results within a fraction of second. The first thing you will need is what amount of funds you need to fulfill your certain method. You can get a loan amount ranging from INR 50,000 to INR 15,00,000. Choose only what you need becasue you will be the one paying it back, that too with interest. The second thing will be the Axis Bank personal loan interest rate which ranges from 12% to 24% per annum. The final rate will depend on various factors. After this, put the number of years you want the loan amount. This tenure can range to a maximum of 5 years and a minimum of 1 year. As soon as you will feed all these details into the Axis Bank personal loan EMI calculator, it will give you the exact EMI amount that you will have to pay every month. For urgent fund requirements, you can apply for a personal loan from Fullerton India. Because it provides the best features to the customer along with their desired loan amount. The borrower can pay the borrowed amount in equated monthly loan installment (EMI). You can borrow a maximum amount up to INR 25 lakh from Fullerton India to satisfy your needs like wedding expenses, foreign education spends, medical emergency, etc. To know about the Fullerton personal loan interest rates and features read the given article.
Take personal loan at a minimum interest rate from Fullerton India You can get a customized interest rate on your Fullerton personal loan, because it depends on the individual loan eligibility and income status. The Fullerton personal loan interest rate is starting from 12.99% and customers get the benefit of a fixed EMI on their loan amount. To have a lower interest rate on your personal loan follow the below mentioned points.
Estimate accurate Fullerton personal loan interest rate using the EMI calculator Using the Fullerton personal loan EMI calculator you can determine your loan future EMIs instantly without any hustle. Just enter your loan details inside the Fullerton personal loan calculator such as principal amount (P), interest rate (R) and loan tenure (N) because the EMI calculator works on the formula [P x R x (1+R)^N]/[(1+R)^N-1]. To understand the EMI calculator function suppose you have borrowed a loan amount of INR 20 lakh at an interest rate of 13.99% for 58 months. Then to calculate the EMI you would use the Fullerton personal loan EMI calculator that generates an approx EMI of the mentioned loan details that will be INR 47, 638. Apply for a personal loan from Fullerton India by submitting a minimum fee To grab the opportunity of a lower Fullerton personal loan interest rate, apply for a loan right now by visiting the nearest Fullerton India branch. Otherwise, you can do the same by using the Fullerton Indian online services. Just visit the official Fullerton India website and click on the personal loan option after that select your income source like salaried or self-employed. Then submit the KYC details and the required documents like PAN card, Aadhar card, electricity bill and income proofs. When the application procedure is completed you will get a notification on your registered mobile number, and the loan is disbursed to your account. You have to pay a 3% processing fee for the Fullerton personal loan. You can pay the loan EMIs and applicable rate of interest using ECS or NACH payment methods. In a vast country like India, owning a home is the biggest dream one can have. You may be wondering why? Well, because of the high costs of homes, not everyone is able to buy their home in one installment. Sometimes, they need a pool of funds from a lender on which they can rely. To give the amount that they need, there are several banks and housing finance housing companies that provide the home loan facility to customers. But the first thing one must look before opting for the home loan is the interest rate.
HDFC home loan interest rate is one of the best available in the market as it is affordable for the common individuals. Being the largest lender of the country, HDFC provides a home loan for various purposes like home improvement, home renovation, home extension, land purchase, etc. You don’t need to worry about the purpose of your loan, just take HDFC home loan facility at an affordable rate of interest. In this article, we will shed some light on the importance of interest rate when you opt for a home loan and the most important features of home loan. So, keep reading! What is the impact of the HDFC home loan interest rate on your home loan? When you take the home loan, have you ever thought about the method by which you will pay it back? HDFC home loan can be repaid by the EMI method. EMI, an abbreviation for Equated Monthly Installments is the amount that you pay every month to repay the loan. The interest rate directly impacts your EMI amount as this amount is made up of principal amount and interest amount. Higher the interest rate, the higher would be the EMI amount. So it is advised to keep an eye on the rate of interest before opting for a home loan. One more thing that you keep in mind that HDFC home loan is a big amount and the tenure is also quite large. So you need to set aside a fair share of monthly income in order to repay the amount. What are some exciting features of HDFC Home Loan? You can have a look at some of the prominent features of the HDFC home loan mentioned below.
There is not a single doubt about the fact that a credit card is a powerful financial tool that opens the door of privileges for you. It gives you amazing rewards, cashback offers, airport lounge access, and whatnot. This list can go on and on. In today’s age, people may not find it difficult to obtain a credit card in your pocket. But not everyone knows that there is an important thing that the bank inspects before giving a credit card to someone - monthly income.
So if you are someone who wants to opt for a credit card but you don’t have a monthly income to show your credibility, don’t lose hope. Because there are some methods by which you can opt for a credit card with no income proof. Banks look for the monthly income before giving you a credit card because they want to be sure of the repayments. If you don’t have a fixed income in your hand, then it would be hard for banks to trust upon you regarding the repayment. By applying all the methods we are going to tell you, you can get a credit card with no income proof. So keep reading! What are the various methods to get a Credit Card without any Income Proof? Secured Credit Card: When you don’t have any income proof, this is the first way to get the desired credit card in your wallet. There are several banks that provide a secured credit card, also known as credit card against fixed deposit. You deposit a definite sum of fixed deposit in the bank and this will act as the security for you. The limit of your credit card will depend on the amount of fixed deposit in the bank. Generally, it ranges between 75% to 90% of your fixed deposit amount. Axis Insta Easy card is one such card that can be opted against a fixed deposit amount ranging from INR 25,000 to a maximum of INR 25,00,000. There are a certain conditions that you have to fulfill regarding the age, after which you can easily apply for the card. Opt for an Add-on Card: Almost all the lenders issue an add-on credit card to the primary cardholders. If you’re spouse, relative or siblings of the person who has a credit card, then you can easily opt for the add-on card. This is also an excellent method of getting credit cards with no income proof. You will enjoy all the benefits on your add-on card. Opt for credit card jointly: You can also opt for a credit card jointly who has an income proof and has a good credit score. This way, you can have all the privileges of a credit card without submitting any kind of income proof and have the creditworthiness of your partner to your leverage. Employment Letter from your employer: If you’ve recently started the new job, then you can also opt for a credit card by showing the employment letter from your company that can certify the monthly income that you will be getting. It will be sufficient to get you a credit card with no income proof. Whenever we talk about credit cards, it’s almost impossible to not mention the largest lender of our country in terms of market assets - HDFC Bank. In today’s age when there has been a tsunami of credit card providers, HDFC has carved a separate customer base of itself. Though HDFC provides a huge range of banking products spanning from personal loans to home loans to vehicle loans but its credit card facility is such fantastic that the users of HDFC don’t opt for any other card once they use any of the HDFC credit cards.
But when you decide to opt for a credit card, what is that one thing that you look the most in a credit card? People have different expectations from a credit card according to their spending habits. Among all the cards of HDFC, there is one that gives you the option of giving back the money you spend in the form of rewards and cashback offers. The name of this card is the HDFC Money Back credit card. In this article, we will be telling you about all the features and other aspects of this card in an extensive way. So if you’re someone who is looking out for a credit card with such amazing features, then this article would be a breeze for you. What are some of those features of the HDFC Money Back credit card that make it one of the best? Cashback and Reward Points Structure:
Fuel Surcharge Waiver and Safety Feature:
What are the Fees and Charges?
Since the time credit cards come into India, there has been a huge surge in the number of people opting for the credit cards facility. Almost all the banks and financial institutions of India jumped into the bandwagon of credit card services. On the date of today, there’s not been a single bank - whether it’s functioning as a public sector or private sector - has not been providing the credit cards to customers. But there is one bank that holds a prominent place in the leagues of all the banks. Don’t worry, we won’t keep you guessing. The name is American Express.
You can ask anyone around you, and she or he will tell you that an American Express credit card has its separate league of services. Loaded with amazing cashback offers, valuable reward points structure, and flexible payment structure, it’s an absolute delight to have an AMEX card in your pocket. Everyone wants to have it so that they can enjoy the range of privileges it provides to them. American Express has mainly four credit cards from which you can choose the one for you according to your spending habits. In this article, we will be telling you about the features of two amazing credit cards so that you can have more detailed knowledge about it. So without wasting any time further, let’s get to know about them. What are some of the amazing American Express Credit Cards? American Express SmartEarn Credit Card Loaded with features like accelerated earn rate, complimentary welcome benefits, Exclusive American Express EMI, etc, this American Express credit card justifies its tag of SmartEarn attached to it. By giving you a range of options for earning through spending, this card is a perfect choice for those with the habit of spending. Have a look at some of the amazing features of this credit card. American Express Rewards Programme
Complimentary Welcome Bonus and Renewal Fee Waiver:
American Express Platinum Travel Credit Card From visits to airport lounges during your travel to the complimentary vouchers, this credit card is an all and all a traveler’s delight. If you are not a traveler, you will be tempted to pack your bags right away and book a ticket for an exotic location. That’s not all! Because by spending a certain amount in a year, you can get a set of exciting travel vouchers. Below, we are providing you some of the amazing features of this American Express credit card. Travel Vouchers:
Rewards Points Programme:
ICICI Bank offers a credit card to the customer that makes the user’s shopping experience more invulnerable. Today every single person likes to buy apparel and products from e-commerce websites and ICICI Bank knows the needs of their customers and provides the amazon pay ICICI credit card. The amazon pay credit card gives a number of reward benefits and cashback on your spending. To know ICICI amazon pay credit card benefit and other features read the given article.
How the rewards are earned from Amazon pay ICICI credit card? Customers can earn reward benefits from their ICICI amazon pay credit card by making a purchase from Amazon.in or any other partnered stores. Look at the below mentioned points to know how to earn rewards from the Amazon pay ICICI credit card.
What are the privileges the cardholders can get? The Amazon Pay ICICI credit card not only gives you the reward benefits but also comes with several privileges. With the ICICI amazon pay credit card the customer will get a 15% discount on their dining bills under the Culinary Treats Program. So, the card holders can enhance their dining experience over 2,500 restaurants across India using the amazon pay credit card. If you want to fill your vehicles then use amazon pay ICICI credit card to get a 1% fuel surcharge waiver on fuel refilling. Get the Amazon Pay ICICI credit card at zero joining charges Hurry and get the ICICI amazon pay credit card by going to the nearest ICICI bank branch or using its online banking service. Just fill out the credit card application form and submit it to the bank with the necessary documents like Id proof, address proof and income documents. ICICI Bank doesn’t charge any annual and joining fee from the customer for amazon pay ICICI credit card. So, make your shopping experience better with the amazon pay credit card and enjoy the benefits of cashback in the form of amazon pay balance. The bank charges a monthly 3.50% to 3.80% finance charge on your amazon pay credit card. And, you have to pay a cash advance fee of minimum INR 300 or 2..50% of the advanced amount. And don’t worry about any fraudulent transactions as the credit card comes with a chip enabled security. With the help of which the card holder can easily pay for the products at merchant outlets by just swiping the credit card. Also, customers can block their credit card if it is lost or stolen by contacting the ICICI bank credit card customer care number. All in all, ICICI amazon pay credit card suits all your needs and provides the best offers to the customer. |
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Anika Sharma
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