Currently, there are so many credit card providers in our country that individuals may feel confused when it comes to choosing the right card for themselves. Among the financial institutions that provide credit cards to customers, Citibank holds a prominent place among customers due to its cards for varying needs of customers. Among all credit cards, Prestige Citibank credit card is one of the most popular credit cards among customers. This credit card provides an exciting range of features across different categories like shopping, travel & stay, financial flexibility, etc. Before going any further, let’s look at some of the key features of Prestige Citibank credit card so that you can have an idea about it. Please check!
In this article, we will be telling you about the features of the Citibank credit card in detail so that you can understand them better. Keep reading to know more! Key Features of the Citibank Credit Card that You Should Know As we said earlier individuals can enjoy a host of special features that we are going to mention below. Please check! Welcome Gifts One of the most exciting features of the Prestige Citibank credit card is the welcome gift that individuals can enjoy with the same. This card from Citibank provides a welcome gift of 2,500 bonus reward points and benefits worth INR 10,000 from Taj Group or ITC Hotels, that too, every year. Do remember that only primary cardholders will be eligible for this benefit. The cardholder should make the first transaction within the first 60 days of card issuance or 60 days from the membership renewal date in case of a renewed card. Reward Points With the Prestige Citibank credit card, individuals can also enjoy reward points on their spendings. With your card, when you spend INR 100 on domestic spending, you will earn 1 reward point, while when you spend INR 100 on international spending, you will get 2 reward points. Do you know what is the best thing about the reward points on this credit card from Citibank? Well, these points will never expire so you can keep earning them and redeem them whenever required according to your convenience. Additional Benefits Other than the benefits mentioned above, individuals can enjoy features like complimentary night stay on booking a minimum consecutive four-night stay at any hotel or resort, privileged golf round & lessons at select golf courses in India, priority pass benefits for both primary and add-on cardholders, etc. If you want to spend some high-cost things with your credit card, you don’t need to worry as you can turn your big purchasers into small EMIs that you can pay over a period. Joining and Annual Fees The joining fees for the Prestige Citibank credit card stand at INR 20,000 plus GST. After paying the joining fees and making the first transaction within 60 days of card issuance, you will also get welcome benefits worth INR 2,500. However, there is an important thing that you need to remember that any individual who is earning below INR 25 lakh per year cannot opt for this card. The most important eligibility criteria that an individual needs to fulfill is a minimum annual income of INR 25 lakh. Also, he or she should be 21 or older. To get this Citibank credit card, you will also need to provide a few documents depending on your employment type (salaried or self-employed).
0 Comments
Leave a Reply. |
Details
Anika Sharma
|