The Delhi Development Authority (DDA) Housing Scheme is for every Indian citizen who is not able to finance their house due to financial problems. Under the DDA housing scheme 2019, there are 18,000 flats are on sale at Vasant Kunj and Narela resident. Whether you belong to the Lower Income Group (LIG), Economically Weaker Section (EWS), Middle Income Group (MIG) or High Income Group (HIG) you can easily apply for the housing scheme. To know about the DDA housing loan scheme read this given article.
Do you know the DDA Housing loan scheme procedure? To apply for the DDA housing scheme you just need to contact your respective bank or can do the same by visiting the official website of DDA Housing Scheme 2019. The housing scheme is linked under the Pradhan Mantri Awas Yojana and the aim of this project is to provide housing to every individual. By just submitting a token amount you will be the owner of a ready built flat. The DDA housing scheme works on a lottery system and one with a good fortune would get a 3 BHK flat. What is the eligibility and required documents for DDA Housing Loan Scheme? There is no certain type of eligibility criteria set for the DDA loan scheme you just have to be above 21 years and must have a regular flow of income. And, the token money is refundable so you don’t have to be worried if your name doesn’t show up in the list. The token money is affordable and you can pay it after filling the DDA home loan application form. EWS category people have to pay a token amount of INR 25,000 whereas the LIG are charged with INR 1 lakh token amount. And, MIG and HIG have to pay a token amount of INR 2 lakh to apply for the DDA housing loan. You also have to submit some documents for the loan procedures such as identity proof, income documents and permanent address proof. The required documents for DDA Housing scheme are Aadhar Card, PAN Card, Driving License, Electricity Bill, Telephone bill, Bank statement, income tax return report, etc. From where you can apply for DDA Housing Scheme? The customers whether can reach the official website of DDA Housing Scheme or can apply for the scheme through the 13 consolidated banks. The banks which are joined with the DDa Housing scheme are SBI, Kotak, HDFC, ICICI, etc. If you are an existing customer of any of the partnered banks then you don’t need to submit any income proofs and the procedure becomes much more easier. On the other hand, the customers who are not having any relation with any of the partnered banks can apply for a DDA home loan scheme by visiting the official website and uploading KYC proof and income documents. Now, your dream of having an own house would be true with DDA housing Scheme so apply for it and be stress free as it is the most secure and beneficial housing scheme.
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Anika Sharma
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