The right time has come if you don’t renovate your house for a while. Because as people say in a beautiful home people stay healthy. And there is no need for collecting funds for it. Bajaj Finserv helps you get the renovation amount and Bajaj Finance personal loan. And the loan amount can be paid in equated monthly installments up to 5 years. Read the given article and know what benefits you can get with the Bajaj Finserv loan in renovation.
Loan amount you require for renovation! Bajaj Finserv provides a personal loan without knowing your need for funds. And the loan can be approved only if you have a regular source of income. But relax it doesn't take a longer period for the approval like home loans. With the submission of a few documents and charges, you can get your loan in one day. You can borrow up to INR 25 lakh from Bajaj Finserv and take advantage of its services. What are its services? Flexi EMI on Bajaj Finserv loan. How does Flexi EMI work? You can take advantage of the Flexi term loan on Bajaj Finance personal loan. In this, you can apply for a loan amount and can withdraw it for a specific period with the same 5 years of repayment period. The benefit lies in that the EMI becomes cheaper and you can withdraw the amount from it whenever there is a deficiency of funds without applying for lona several times. Can the interest rate of the Bajaj finserv loan affect my EMI? No, the Bajaj Finserv charges interest rates on personal loans from 12.99%-20.00% per annum. Which is comparatively lower to the common lender from which you have been borrowing loan ever since. So, it would be beneficial if you check the EMI of your loan. But can I check the EMI? Yes, for sure with the help of the Bajaj Finserv personal loan calculator. Using the online tool, you can generate the approximate EMI of your borrowed amount for the desired tenure. To get your EMI via the calculator, enter your loan amount, interest rate and tenure. By just this information of the Bajaj Finserv loan, the calculator generates the EMI. For example, if the renovation costs INR 3.5 lakh and the interest rate on it is 13.00% for payment duration of 3 years. What could be the expected EMI? It would be INR 11,793 according to the calculator. How to apply for the loan? You can get your Bajaj Finance personal loan for the renovation of your home and apply for it using the online service. And, if you are an existing customer of Bajaj Finserv just enter your name and mobile number, then an OTP will be sent to your registered number to enter the OTP and unlock the pre-approved offers. Now, you get the right finance company for your home renovation then take its full advantage. Bajaj Finserv charges a processing fee for the loan that can be up to 4% of your loan amount. And with regualr EMI payment of your Bajaj Finserv loan, you can avoid the 2% penalty charges and meet your needs without any hassle.
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Anika Sharma
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