Financial needs will always be on the rise for all your life. It’s all about how you manage them. But there will be some situations when you will need extra help to keep your finances in order. This extra help can be availed by getting a loan from any of the banks and financial institutions. Indians have this habit of keeping their money in the form of gold in their houses. I could say, that Indian may be the only country that have so much gold lying idle in our houses’ almirahs.
What if I tell you that you can get immediate financial help against the gold you have in your house? Well, it may be hard to believe but it is true. Because, with the help of ICICI Gold Loan, you can achieve all your financial needs by getting funds against your pieces of gold jewellery. The purpose of your financial need can be anything. It can be for funding your child’s education or for making a downpayment for your home or for your next family holiday. Whatever you need is, an ICICI gold loan is available for you at an affordable rate of interest. In this article, we would be telling you about all the features of ICICI Gold Loan so that you don’t face any kind of trouble while getting it. What are some exciting features of ICICI Gold Loan?
What are the fees and Charges? Coming to various fees on this loan, first, we will talk about the processing fee. For both 6-months and 12-months tenure loan, the processing fee is fixed as 1% of the total loan amount. Apart from this, the documentation charges are fixed as INR 199. What is the Eligibility Criteria? Anybody who is a resident of India and comes into the age bracket of 18 to 70 years is eligible for this loan. Also, you can use the ICICI Gold Loan Eligibility Calculator by filling a few details into it. What are the documents that you will need to have? There is a certain set of documents that you will need to have while applying for the ICICI Gold Loan. You can have a look at them below.
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Anika Sharma
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